we add value for our clients


our customers are our #1 priority!

Auto, Homeowners, Renters & Condo, Flood, Motorcycle,
Boat & PWC Insurance, Business & Commercial, Health & Life Insurance

NYS Defensive Driving Course

New York Defensive Driving

  • No Final Exam!
  • New York DMV approved
  • 10% Auto Insurance Discount
  • Reduces up to 4 points on driving record

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Insurance Claims Support

Just one more reason to work with Lighthouse Insurance! Lighthouse provides "One-to-One" insurance claims services for all of our policyholders because keeping our customers satisfied is our business. Our "One-to-One" Claims Service offers the following:

  • Personalized information card that provides you with details on what to do in the event of a loss and how to contact a Lighthouse agent.
  • Our toll-free telephone number, 1.888.399.0300, for reporting losses - 24 hours a day, seven days a week - and you will always speak with our agents, not a recording.
  • A Lighthouse insurance agent that will walk you through the process of a claim, and answer any of your questions as quickly as possible.

Claims must be reported as soon as possible A Lighthouse agent will tell you where to send documents, and all documents regarding your claim will be forwarded immediately after your report.

In the event of an accident

  • Refer to your personalized information card that provides you with details on what to do in the event of a loss and how to contact a Lighthouse agent.
  • Our toll-free telephone number, 1.888.399.0300, for reporting losses - 24 hours a day, seven days a week - and you will always speak with our agents, not a recording.
  • If possible, and if the environment is safe, take pictures of the scene prior to moving vehicles off the road.
  • If it can be done safely, gather the names and phone numbers of as many witnesses of the accident as you can.
  • A Lighthouse agent will walk you through the claims process, and answer any other questions you have as quickly as possible.