Boat/Watercraft Insurance
As a boat owner, you know the pleasures of the bounding main, or the simple joy of fun in the sun with friends and family. Or maybe you like to go it alone with a peaceful day of fishing. Don't let damage to or destruction of your boat take any of these life-is-good moments away from you. Get the insurance you need. Get the insurance you deserve.

Read below for everything you need to know about insuring your watercraft. Remember, a Lighthouse representative is just a phone call away.

For a free, no-obligation quote on your watercraft insurance, call your local Lighthouse agent today at 1-888-399-0300, or complete our simple online quote form.

The Risks of Owning a Boat
Owning a boat carries many of the same risks as owning an automobile. You could be held accountable for

	bodily injury property damage as a result of an accident
	be injured by an uninsured operator
	lose valuable property because of a hurricane, fire or other peril

	bodily injury to you, your family, and others
	damage to others' property
	water skiing liability
	lawsuits
	collision
	sinking
	running aground
	striking submerged objects
	theft
	fire
	smoke
	vandalism
	windstorm

	protection and indemnity coverage
	excess medical payments
	uninsured boater
	hull and equipment protection
	trailer coverage
	towing and disablement
	additional endorsements

	protects you and covered persons for bodily injury and property damage when you injure other people in a boating accident, or damage other people's property
	covers costs associated with legal defense and wreck removal

	similar to uninsured motorist coverage for automobiles
	not offered by many other insurance carriers, Lighthouse's policy protects you with coverage for bodily injury losses when you are struck by someone who "hits and runs"
	has no insurance or has insurance, but their company refuses to pay, or cannot pay due to insolvency

	protects you against damage to your watercraft, the motor, furnishings, and equipment
	covers salvage charges and reasonable towing charges incurred while moving your damaged boat to a repair site

provides for direct physical loss of a trailer listed on your policy

	A Lighthouse exclusive not available through all watercraft insurers
	protection for towing - land or water
	delivery of gas
	trailer coverage
	emergency repair work while away from a safe harbor
	trailer road service

protects personal property such as sports and fishing equipment, clothing, etc., under a named peril basis

	protects you if you hire someone to operate your boat
	rent or lease your boat for money or any type of consideration

Should you have any additional questions about Lighthouse's watercraft insurance coverage, please don't hesitate to contact your local Lighthouse representative today at 1-888-399-0300. Get the quote you need in the time you need it.

"Please refer to your policy declarations page as special terms, conditions And exclusions may apply."