Lighthouse Agency, Inc. is a leading web-based insurance brokerage that empowers consumers by allowing insurance companies to compete for their business. Our philosophy is simple, when the insurance companies compete, the consumer wins with lower premiums and better coverage. Since 1983, we've proven no matter the type of insurance policy you're looking for, our insurance brokerage can help you attain some of the industry’s highest quality insurance coverage at the most competitive premiums!

Lighthouse offers a broad range of personal insurance products including: auto, homeowners, motorcycle, and boat/PWC. Additionally, we offer a broad range of commercial insurance coverage including: business auto, business owners’ policies, commercial general liability, property coverage, workers compensation, and disability insurance.

Our unique concept was created especially to...

  • Protect consumers’ privacy using the latest network and database encryption combined with old-fashioned internal controls.
  • Provide the consumer with accurate, on-line, real-time auto, home and commercial quotes.
  • Provide consumers a convenient streamlined user experience for multiple lines of business including auto, home and commercial insurance.
  • Let the consumer the coverage that meets their needs from multiple competitive insurance offers from more than 25 national and regional carriers.

Who is

We're an independent fully licensed insurance brokerage located in New York who has partnered with some of the nation's' top insurance companies. Our proprietary comparative rating engine allows companies to compete for your business. Our clients then compare these multiple rate offerings in a side-by-side view. We believe that this is the most efficient way to provide consumers with a great user experience, coverage, and competitive rates.

Why Lighthouse?

  • Our quotes are accurate 

    Our premium quotations come directly from the insurance companies and are not estimates! They are accurate insurance rate quotes which are based upon the information you provide.

  • We provide real time comparison shopping

    Our proprietary system allows you to compare instant, side-by-side rates from top companies. You may call us directly by phone or buy online directly through participating companies. Additionally you can service your policy directly through any one of our local branch locations or directly through the carrier's website.

  • Trusted companies and experienced agents

    We understand that you want insurance from insurance companies you can trust, so we only work with the best National Carriers including: Travelers, Utica National, Mercury, National General and many others. We also work with some of the best Regional Carriers including: Maidstone, Interboro, UPC, Kingstone, Utica First and many more. Our knowledgeable, licensed in-house insurance agents are ready to help.

  • Family owned and Operated since 1983